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Take a look at the deterioration in the percentage of owners current on their mortgage.NJ – From the links above.Alt-A FixedAug 07 – 93%Feb 08 – 89%Alt-A AdjustableAug 07 – 90%Feb 08 – 82%Subprime FixedAug 07 – 84%Feb 08 – 78%Subprime AdjustableAug 07 – 67%Feb 08 – 53%I’m shocked, shocked to see how quickly Alt-A and Subprime portfolios are deteriorating in NJ. This was over a 6 month period.